Sarah Larbi: REITE Club Nation. Welcome back. I'm Sarah Larbi, and I'm here today with my wonderful co-host, Francois Lanthier. Hey buddy, how are you?
Francois Lanthier: Good and you?
Sarah Larbi: Good. So today we've got Natasha Cultraro, who is living the dream, moved from Canada, from Ottawa to Costa Rica with her family just in 2020, and doesn't have any plans necessarily to come back, but she's been a real estate investor since 2006. Has also built a property management company and was able to port that and work remotely and visit the country with her 12 year old daughter, her husband, and they are sharing some of the insights and the tips about what we might need to know before going and moving to Costa Rica.
If that is something you wanna do right now, you're probably listening to this, it is cold outside. And you wanna find a new opportunity or expand, maybe buy in a different country or live in a different country for half the year. Live the dream. Everything is very much more remote now this is going to be the show for you, Francois, any thoughts?
Francois Lanthier: Yes, I want to be a digital nomad. You have to listen in to understand what it's about, but that's perfect that whatever I do, I could do remotely. I just have to convince my wife and kids. So Sarah, you're a little bit freer, would it work for you? You could teach from anywhere.
Sarah Larbi: Absolutely. I think we're probably two years away. Like Matt I'm working on retiring him. I think we're two years away and then we are gonna be digital nomads and I don't need to worry about snow ever again. That's the goal. So let's bring in Natasha REITE Club Nation. Thanks for tuning in. I hope you enjoy today's podcast. Natasha, welcome to the show. I'm excited to be talking to you today. How are you?
Natasha Cultraro: I'm doing well. Thank you so much for having me.
Sarah Larbi: Absolutely. Now you've been on my podcast before. We had a great conversation and we were talking a little bit prior to this and I was saying I'm a little jealous of your lifestyle right now cause I'm in Canada in the cold and you are in the beautiful country of Costa Rica.
Natasha Cultraro: That's right. We're in Potrero right now.
Sarah Larbi: Nice. So how did this all come about? Because essentially, you're a Canadian, you started your business up in Canada, in Ontario and decided to move. So maybe just walk us through a little bit of how that all happened, how you got into real estate investing your property management company and then we'll fast forward to how do we get ourselves over to Costa Rica? ?
Natasha Cultraro: Absolutely. I really have to start with my husband, because I've known him since he was a teenager. We've been together the majority of our lives, and ever since I've met him, when we were just teenagers, he always wanted to move to California. And he had this idea of what California is like in his head. This was the goal and we actually tried, we tried really hard for many years to immigrate to the United States, but it's surprisingly difficult even for Canadian citizens. And then there was a point where there were some changes.
There were some changes in the political part of the country, and they made it a little less desirable for us to move there. In the meantime, in 2017, we came to visit Costa Rica for the first time, and we realized that we could have everything that we wanted here in Costa Rica quicker and cheaper than deciding to move to California. And so that's how we decided we wanted to come here.
Francois Lanthier: That's so exciting. And you have a daughter as well, Was she born when you were planning this or what?
Natasha Cultraro: She was? Yes. She's a big girl. She's 12 and a half going on 25 . And at that time when we made the decision, Paul and I, my husband and I had to come and visit Costa Rica on our own and she hadn't seen it. And so we told her, we're gonna move. And she said I've never been there. And so we thought, Okay, you know what? We could use one more trip.
We brought my mom, her husband and our daughter, and we came. The second trip was in March, 2020, and we came for a week. And when we got back to Canada covid hit and it was locked down. So that's how we started our lockdown and we realized that we were going to make this happen and we could make this happen sooner than we thought. And it took a little bit of planning and a little bit of prep, but October, 2020 was when we made the big move.
We sold our primary home in OTTAWA and we moved down here and we've been renting ever since. We've been testing different areas, different provinces and countries, or sorry, provinces and cities in the country.
Sarah Larbi: That's awesome. So you went from OTTAWA, in a house working as a property manager and realized that all of a sudden everything was going remote as well. Like I think when, one of the small maybe good things that happened throughout Covid was that everything became very virtual and like working virtually became more and more accepted. But maybe just share how your business may have progressed throughout, from the time that you were in OTTAWA to the time that you were in Costa Rica and how you managed to, really ultimately manage tenants. From afar.
Natasha Cultraro: I think that with the knowledge that we wanted to move, pretty much our entire adult lives, that kind of, that little bug in my ear was always there. So there was a part of me that was prepping for this when I built the property management company. I knew that we were going to eventually move.
I actually had a conversation with my husband and I said, Should I even bother starting this now? Should we just wait till we move and I can do something in Costa Rica or California, wherever we were at the time? But we made the decision that, no, you know what? It's worth it. Let's start the business now.
I started the business to keep things lean. I never actually established an office. So we were never paying that rent for an office. It was always a virtual business. Even with the hires that we had if we used to have meetings at restaurants, we used to have rented office space when we needed it.
The majority of the time, we all worked from home, and that was really a plus and an incentive for many of the women. That's what worked with me throughout the years. Then when Covid hit, it wasn't much different because with the technology that we have today, the least signatures can be done remotely.
A lot of the work that we do is considered essential services. So when it comes to showing the units and inspecting the units. Those are considered essential services and so with the proper precautions and the proper cleaning and care, we're able to continue that work throughout all of those stages of the shutdown. Throughout the pandemic.
Francois Lanthier: That's excellent. And tell me about some challenges. It sounds really great, but did you hit some sort of snag there? Like with all this, I'm sure I got some bumps along the road?
Natasha Cultraro: Absolutely and I think that the way that I look at it is that so first of all, let me take a step back and tell you about the team because without the incredible team that I have on site in Durham region, I would not be able to do what I'm doing because with property management, you absolutely need somebody on the ground.
We've even tried different ways of screening tenants. Hiring out inspections so that it could be done a hundred percent remotely, and not just for a property manager like myself, but an investor. But the value that a person, a trusted person onsite brings is irreplaceable.
The value that comes with meeting a tenant face to face before as part of the screening process is irreplaceable. So if some people may decide to do it, but at our property management company, we have to meet the tenants before we decide we want to move ahead with them. Some of the roadblocks and the bumps.
To be honest, Francois. Every day there are roadblocks. Every day there are bumps and some days are just more challenging than other days. Some days I think, okay, I've had enough. I'm gonna take a break before I come back to this. And it's really less what you think.
It's less the piece that I'm not physically there. It's more of the day-to-day business things, and I'm gonna be, and I would've had to deal with those day-to-day business things, whether I'm in Costa Rica or whether I'm in Canada. Because of the communication that I have with the team, we have multiple weekly meetings that we have through videos.
We communicate very closely through different methods, through phone, through text, through group chats, and of course those video meetings that we have. I'm there. So from that perspective, there aren't very many challenges. I guess the one thing I could say is the time difference.
Right now we're two hours behind. Next week, one daylight savings day hits. We're only going to be one hour behind because Costa Rica doesn't change times like Canada. I've missed a meeting here and there. I've been late to a meeting, I should say, because I didn't account for the time change. But other than that, from a geographical perspective, me being here hasn't really made a difference.
Sarah Larbi: That's awesome. Obviously, you've got your business, you've got feet on the street team is huge, right? Having the right team gives you at least that peace of mind that you can be wherever in the world and still be able to do this.
Let's fast forward to Costa Rica because a lot of people listening to this are wondering how they can do the same. Costa Rica has a whole different way of life. It is definitely on my bucket list of places that I wanna travel to next. And it might not be as difficult as people think. So maybe just walk us through the process of how you maneuvered through moving. What are the things that we should know as we are preparing this.
Natasha Cultraro: Were the initial move. One of the major things that you have to do, especially as a real estate investor, is inform your bank that you're moving and inform them that you're going to be making large withdrawals, whether it's to buy a car or to buy property.
Having that set up at the start is going to be invaluable because if you don't, you may have to fly back to Canada just to do those transactions. From a tax perspective, there is no tax treaty between Canada and Costa Rica which means that if you make money in Costa Rica and you have assets in Canada and you remain a Canadian tax citizen, then you will have to pay taxes in both countries.
If you are out of Canada for more than six months, you will lose. Although we do have healthcare here in Costa Rica called Kaha, and you pay into it. So every month it's very affordable even for a family. And it's very similar to our healthcare in Canada, although even people with Kaha here choose to go the private route because it's not much more expensive.
The timing is much faster. When it comes to immigration, there are a couple of different ways to immigrate into Costa Rica. There's the investor program where if you choose to buy a home or a lot and it's over $50,000, say $50,000 for you, $50,000 for your spouse, that's a hundred thousand dollars. Then that's an easy way to get your residency application.
There's a pension for those seniors who are on pension. And then if you can prove that you're somehow making $2,000 a month and that is guaranteed income coming in every month, you can go that route. And most recently, oh, and then there's a RENTEE step program. So that's what we thought we were going to do.
Now, because we've got a couple of options, we're trusting our lawyers to see what's best. What's going to speed things up for us? But the Rentee program is when you come down here to rent for a year, what they wanna do is they wanna see $60,000. And all of these dollars, by the way, are in the US.
When I talk, it's all US funds, they wanna see $60,000 in the bank. And you, what you do is you deposit that into a Costa Rican bank and you withdraw a little bit every month. So basically you have something to live off of. So that's the rentee step and most recently as the pandemic really showed what was happening.
They've come up with the digital Nomad program, and so if you work remotely, And you show that you can get a paycheck while working remotely. You can get a 12 month visa to come and stay in the country.
Sarah Larbi: Wow, that's amazing. So lots of great information. Just to go back though, like I have a, I mean I have many questions, but the $2,000, could that be cash flow from your rents, and the cash flow that you make or does it have to be pension?
Natasha Cultraro: That is spec specifically. It is meant for pension, but I have heard of people showing other guaranteed income. I don't know if they would consider cash flow guaranteed But as a real estate investor based out of Canada, there are many options you can use.
Francois Lanthier: Amazing. So is your plan and then I'll let Francois ask his questions. Cause I know I see him unmuting himself. But is your plan to stay in Costa Rica then permanently? Or are you planning on coming back at some point?
Natasha Cultraro: We are planning to come back to Canada twice a year to visit family, friends, and our businesses. Of course, we have made a commitment to stay in Costa Rica for two years, and if we absolutely hate it, we're gonna try a different country. So we don't plan to come back to Canada to live.
Francois Lanthier: Okay, excellent. And I was curious about when you leave Canada, isn't there like a deemed disposition you have to pay like 50% of all your assets when you leave permanently? With the Visa you have, it may not sound permanent. But is that something you've come across?
Natasha Cultraro: That's a great question, Francois. And the truth is that we are remaining Canadian tax citizens. We are still citizens from a tax perspective. So even though we're not in the country, because we have business and assets in the country, we still pay taxes and we're making money in Canada even though we're not there. And so Canada's perfectly happy continuing to collect taxes from us.
Sarah Larbi: Of course they are. So on top of collecting taxes. Did they then keep your OHIP or did they say, Oh, sorry for that? No. Good.
Natasha Cultraro: I'm assuming our OHIP is no good. Cause after, if we've been here a year now and my understanding is you have to be in the country for six months to qualify for that open.
Francois Lanthier: You can reapply quite easily though when you come back. I think it's almost like interprovincial moves. I think it's three months and then you get it back. So it's not horrible, but you say there's good healthcare in Costa Rica. What about dental care and whatever's private in Canada, is that readily available?
Natasha Cultraro: Costa Rica has the best healthcare in all of Central America, and the dental is great. The hospitals are great. The clinics are clean, the staff is professional, they're well equipped. They have state-of-the- art technology, state of the art, equipment and I feel very comfortable and safe here from my medical perspective. And they're a little bit cheaper too.
Sarah Larbi: Awesome. So let's talk a little bit about real estate. Maybe share what you've learned, being here for a little while now in Costa Rica. About the rents, about the purchase prices just, maybe some ROIs or whatever you can share real estate related wise.
Natasha Cultraro: It really varies depending on what kind of investment you're looking at and where you're looking. Paula and I purchased a three unit property in Vita on the southern Pacific Coast. This is an Airbnb vacation rental, and this property is a cash cow for us. We didn't even plan on buying this property, but we saw it and it just, it was too good.
It's right on the beach. There are three individual casitas. Each of them have two bedrooms and a bathroom. There are two swimming pools on the property. It's fully gated. We're building a yoga gazebo, like a covered yoga deck actually. And there's an electronic fence. We've just put up security cameras, lots of security.
It's a super safe area though. The cameras are more for us because we're actually in Potrero. We're five and a half hours away from Vita and it's walking distance to the beach and all of the touristy restaurants and souvenir shots, that sort of thing. So it's an excellent location, perfect for vacation. And the thing and then here in Potrero we have a lot of excellent blip potential. So here in Potrero, we're in the North Western province of Costa, and this is where the majority of spots come and stay because there's a lot of conveniences and amenities that we North Americans are accustomed to, and the prices reflect that as well.
Natasha Cultraro: The prices here are much more expensive than in the southern pun area where RTA is located. And here there is a better opportunity for flips or turn key buy and holds. And again, what you want are those vacation rentals. You're not looking for long term renters. You're looking for that higher ROI, short term renter.
Francois Lanthier: Digital Nomad.
Natasha Cultraro: Yes. And actually there's an extreme shortage of long-term rentals. We've found that another one of my friends, another one of my investor friends, actually uprooted her family and came and joined me here in Potrero. So I'm so happy to have her here. And she and I and a couple of the other expats here have found that the long term rental market is extremely hard. People don't want to rent to long term tenants because the cash flow and the ROI on short term Airbnbs is so much greater and the wear and tear is lighter. That sort of thing.
Sarah Larbi: How did you come across your property? Like how did you find your area that you're staying in, but the property itself, cause are you staying here a lot? Are you renting it long term?
Natasha Cultraro: Yes, we're renting it long term, but long term here means more than a month, and short term is a day or a weekend or a week even. And so here we are staying here for a total of three months. We've got, we've been here for two months and we'll be moving out at the end of November.
We're going to be moving into our next rental then. What's great about these rentals is that they're furnished. Although this isn't my furniture, I don't have to move it every time we move from one area to another. The way we found this is through Facebook. Now, when you come down to Costa Rica.
A hundred percent of business is done through WhatsApp and Facebook. And so you've gotta go and find your Facebook password, okay? And go and join all of these Facebook groups because all of your answers are there. Your vacation rental is there. If you don't know where to find something, for example, heavy cream, for example, you don't know where to find heavy cream. None of the grocery stores have it. You go into Facebook and someone's already asked for it and you search for it, and if not, you just have to put the question out there. And it's not so easy to do this and find a rental when you're still living in Canada.
What I always recommend and what we've done is we find our first rental through Airbnb, because Airbnb is reliable. It's got insurance and if and if it's not so you can't get ripped off, right? So you come down here and then you start talking to people and it's very different from Canada because a lot of business is done via word of mouth.
When you start talking to people, you're on Facebook, you're in WhatsApp groups, you're down at the restaurant, chatting with people. You tell them that you're looking for a long term rental and then that's how you get connected with the right people. And then that's how you find a better deal than on Airbnb.
Sarah Larbi: That is so interesting how they do all that business on WhatsApp. I've never heard of doing so much business on WhatsApp. And are you able to share like what the average rental prices are that you're seeing out there as you're looking and maybe for the few different areas that you've stayed at?
Natasha Cultraro: The first place we stayed at was in Heredia, which was not a long term option for us. It's right. It's one of the districts of the San Jose Capital that's located close to the center of the country. We wanna be by the ocean, and so that's just where we landed. We met our lawyers, and we bought our car.
We were there for six weeks, and there we paid rent at about $1,500 a month. For a three bedroom condo on the fourth floor. And that place was great because it was close to a Walmart. By the way, it's an important question, how close is the nearest Walmart when you're coming to, stay here And there were grocery stores, there were farmers' markets.
Natasha Cultraro: It was a big city. From there, we moved down to the smallest city, which was just next to Uta called O Hotel in the province of puns on the southern western coast. And that is very far from the airports, the international airports. And therefore, it is the least developed part of the country and it is the cheapest as well, but it also has the vast wildlife. So the farther you are from the airports, the farther you are from the big developments and the more wildlife is around you. But that being said, large tarantulas and snakes and enormous cockroaches also fall into that category. So heads up.
Sarah Larbi: Comes with pros and cons. What do you think about it? So if somebody is interested in buying property there, right? Not renting per se, and you mentioned 50 grand times two, if you've got, you're in a couple and it basically gives you the ability to be a resident, which I think is pretty cool.
What are some ideas for a three-bedroom on the beach? What are, like, I know it's, obviously, it varies quite a bit in terms of price, but maybe, I guess if you wouldn't mind answering the difference between buying on your own or buying through a development company. Like sometimes you get those development companies that build out a bunch of houses in the gated community, or you go out and you do your own thing. Do you have any suggestions on or a preference on either one?
Natasha Cultraro: I think that's a great question and there's no right answer for anybody for everybody, I should say, because it's going to be very individual. There are pros and cons to it all. So for example, We work fulltime and my husband works full time and I work almost full time and we don't have the capacity to manage a building, for example if we were to or manage a renovation.
For the investment property, we bought a turnkey property. And for our primary residents, we do want something custom built, and that's why we are going to be building it ourselves. But there are lots of properties here that are turnkey. And if for someone who doesn't want to wait and pay rent for perhaps a year, then you know, there are good options as well.
Natasha Cultraro: I would recommend if somebody is coming down to stay in the Gu Costa area, I would recommend a gated community. There are more English speaking people here, and the additional security definitely helps you sleep at night. But the prices are definitely higher here in Costa compared to Contreras.
When we were renting just outside of Uta in the small town of O Hotel, we were paying $1,500 a month in rent, and that was for a three bedroom custom built home with a deep pool overlooking the Pacific Ocean. It was a stunning view. It was a stunning property. Very spacious, high ceilings. And if that was a very good price in our opinion.
It was very far from the airports, which is, like I said, that's the trend here. And where we are now, we're only an hour away from the Lidia International Airport. And so here, a similar house like that could go for maybe $5,000 a month. The house that we're living in now, or a similar house where it's a three bedroom, larger including utilities and all of those extra fees. Someone is looking at between $3,000 and $4,000 US for a monthly rent for something like that here. When it comes to buying though, one thing to note that I meant to tell you earlier is that you can't get a mortgage here and because you can't get a mortgage, you can't refinance Property. When you put your money into Costa Rica it's here. It's in Costa Rica. You're not BRRRRng it.
Sarah Larbi: That's interesting. So you're basically buying all cash in US dollars and if that's a turnkey or a property in your building and you're doing the renos is there such a thing as refinancing for Costa Ricans that have lived there for many years? Is it just different for new newcomers or is that just a rule of how the financing works over there?
Natasha Cultraro: As a tourist, which I technically am right now as a resident, which I will be. There are no financing options through the government. For some citizens there are, but it's really reserved for the natives of the country.
There are, however, vendors Take Backs. And that's absolutely an option for us as expats, as tourists, as residents.
Francois Lanthier: That's a great strategy to help supplement sometimes the down payments you work with an existing owner or a land developer, like you mentioned earlier about buying a lot. Let's say you were developing, you could hold some of the financing for the buyers. One thing I did hear, maybe you can correct me, but the furniture I was told, It's better to hire someone local and actually have it custom made than try to order it from Canada or USA or somewhere.
Natasha Cultraro: Yes. Anything that comes in from another country is subject to extreme high, extremely high import taxes. For some reason, the natives here really value American furniture. Even if it's not well built and they value it. So for example, there was some furniture that was imported from a US supplier or US manufacturer. It was very cheap. It scratched easily, it was made of plastic, It was poor build quality, but it was incredibly more popular and incredibly more expensive.
Beautiful tea that was hand carved and polished and built, to great quality standards by a native TECO here where we're giving work to the natives and we're supporting the economy from a North American perspective, that natural wood, that handmade. Piece of furniture is more beautiful and it's got better energy and it's just more desirable and it's better quality. And it's cheaper, which is the funny part. So it's a good situation from that perspective.
Francois Lanthier: You can customize. It's an interior designer's dream. I used to do interior design. I would love to customize Everything. You can specify the height of the leg, the feet, the wood, the stain. It's crazy. So why not take advantage of it? So that's another exciting thing about investing in Costa Rica. So are most houses sold, furnished then if that's tougher to source or
Natasha Cultraro: sold furnished? I don't think so.
Francois Lanthier: Like existing? Okay. So a lot of people still move their furniture around.
Natasha Cultraro: But rented, furnished, the majority of properties are rented. Furnished. And actually one more thing I'd like to touch on for a while is the reason that it's cheaper to have somebody here build. A piece of furniture as opposed to buying it is because somebody has somebody build a similar piece of furniture in Canada is because the hourly labor costs are unbelievably cheap here, which is why a flip is a great option for a Canadian investor in Costa Rica. The cost of a flip is significantly lower than in Canada because of those affordable prices. Labor costs.
Sarah Larbi: That is interesting. I'm curious then if the labor is less expensive and the local product, I guess sounds like it's less expensive as long as you don't import it. Does it have the same lift, when you're looking at the after repair value versus the purchase price as we would be used to here? Or is it in this area? It absolutely does. It's very similar to the market that we're used to in Southern Ontario. In some of the further cities, there is not as much left and it's just because of the demand. There's not as much demand, although. Here you can.
Natasha Cultraro: A very great, great project here would be to buy a Tico style house. And convert it into a more modern home. So maybe change the floors, fix the walls, paint, update the cabinets and the countertop. Fix the bathroom, and just those things on the interior would really increase the value.
Because we talk about two kinds of houses here, the Tico homes and the modern North American homes. And depending on the kind of client that you're looking to serve, then you want one or the other. But the modern homes, everybody will go for, We have a lot of renters in Costa Rica that live in Costa Rica.
A lot of vacation renters. So the majority of the population is in San Jose, in the center of the country. And so for weekends and holidays, this area by the beach, it's packed because everybody is driving out here with their families and vacationing here to spend the holidays at the beach with their families. There is a lot of tourism isn't just from outside of the country. A lot of it is from inside the country.
Sarah Larbi: That is awesome. It's super interesting and congratulations for being able to pick up and leave, with a child as well. That's always a very big decision, but it looks like you're happy and you're living the life, which is awesome.
Why do we do real estate investing? That's why we start businesses that can be remote and build good teams. So Natasha, the next part of our podcast is a lightning round. So we are gonna ask you four questions. Every guest gets the same four questions. Are you ready to play?
Natasha Cultraro: Ready.
Sarah Larbi: All right, so first question, what is the best advice that you have ever received from another investor or at a networking event?
Natasha Cultraro: Don't be afraid of debt.
Sarah Larbi: We all have it. That's how we got to where we are, right? You gotta take some debt to make some money. It's great advice.
Francois Lanthier: Question number two, what is your favorite resource for real estate investing? Could be a club, a book, a podcast.
Natasha Cultraro: I would have to say books. And I don't know if I can pick one specifically, but I'm a reader and I consume a lot of business and real estate investing books.
That's a good answer because it's constantly evolving. We hear a lot of the same books, that's great, but there's lots being published and printed out all the time, or not even printed digital books are a great answer.
Sarah Larbi: Awesome. Question number three. What is the one attribute in your opinion that has made you most
Natasha Cultraro: successful? Definitely that I have a gift for understanding people.
Francois Lanthier: That's huge. Especially changing cultures in a way, like even though people may speak the same language, that cultural empathy is enormous to make you more adaptable. Another great answer. And the last question number four. So what do you typically do on a Sunday morning in Costa Rica of all places?
Natasha Cultraro: We love our coffee here. Costa Rican Coffee is delicious. And we have our coffee, my husband and I, before our daughter wakes up, and we usually just walk the beach. We walk the beach almost every day.
Sarah Larbi: That sounds like a dream. Amazing. Natasha, where can the REITE Club Nation reach out and find out more about you?
Natasha Cultraro: You guys can call me. We've got our 800 number that I'll share with you. It's 8 8. 6 4 1 8 8 8 9 and my email address is natasha IPCM pros.com.
Sarah Larbi: Amazing. And from a real Estate's property management standpoint, what areas do you cover?
Francois Lanthier: In Ontario? We cover Durham Region Claton, and we are opening up to Peterborough very soon.
Amazing. You know what, I've had lots of inquiries about who I recommend for Peterborough. We'll definitely connect with that. Awesome. Natasha, thank you for being on our podcast. It was a pleasure speaking to you again and you're living the dream. This is why we do real estate. This is why we have businesses, this is why we're entrepreneurs. So thank you very much for sharing and providing some insights on how a REITE Club nation can move to Costa Rica and do it themselves as well.
Natasha Cultraro: It was my pleasure. Thank you!
Francois Lanthier: Sarah, how tempting is that? What, where can you see yourself? I think I know the answer, but I'll still ask you.
Sarah Larbi: Anywhere in Costa Rica is probably good somewhere by a beach, but I like how she's picked a few different cities and moves every three months to explore and sees if there's one that she really wants to stay at more permanently. But, I would love to do the same thing and then you'll probably find what speaks to you the most. What about you?
Francois Lanthier: I love the strategy as well, discovering the country, cause it's like Canada. Let's see, you arrived here, you go to Alberta, Ontario, BC, Quebec. What's, what gives and especially Costa Rica I heard has 21 different climates. So you wanna know what's the vibe and what's going on. And I would do exactly that.
Sarah Larbi: I think it's pretty cool that you could spend a hundred grand, essentially between a couple or 50 by yourself, and you are a citizen not a citizen, yes, but a resident of Costa Rica. So it comes with some perks and I think that's pretty cool. So I hope you guys enjoy the podcast. Don't forget, leave a rating and review and we will see you next week. What do we say Francois, The REITE club nation? Customize your life and come grow with us.
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