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Francois: Hello REITE club, today's guest is none other than Kim Goerz-Pasieka from Phipps Real Estate Group in Calgary. And you'll see, she's gonna share some amazing insights talking about silver, exchanging cars for down payments on houses. She has an interesting background and Sarah I'm sure you've enjoyed that conversation and you'll learn that I live for less than $400,000 a year. So there you go.

Alfonso: I know we say this about our podcast, but this one really if you guys are watching this on the podcast on The REITE Club website or just listening to this.

Daniel Patton: I'll first explain what a trigger rate is for those that maybe don't know. And for those that don't know, you should pay attention in case this is you. When you have a variable rate, there's really two types of variable rate.

James: Slow and steady wins the race. If you rush things, it's easy to make mistakes or to have your risk tolerance go higher than your actual risk tolerance, etc.

Alfonso: Welcome back The REITE Club community to another episode of the REITE Club podcast. I'm Alfonso Salemi and I'm here today with my co-host Laurel Simmons. How are you today, Laurel?

Victoria Cluney: And I lost a, a property not too long ago, that I spent a lot of money on and a lot of hard work on. And when I found out that that property fell apart, I cried. I cried. And I like said to my husband, I think we were out at a, a ball game or something and I went home and I was just like, I just need to just decompress, let it all out. But the next day, I mean, I'm back at it. Next day I'm I'm taking the lessons that I've learned from it. I'm, you know, we call them after action reports in the military.